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FILE---Veronica Harding, a victim of high cost lending abuse, is shown outside her home, Friday, March 30, 2001, in Philadelphia, Pa. Harding paid $7,500 for her home in 1980, and now owes $35,000 after refinancing from high cost lenders that prey upon poor and minority borrowers. (Photo by William Thomas Cain/photodx.com)
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FILE---Veronica Harding, a victim of high cost lending abuse, is shown outside her home, Friday, March 30, 2001, in Philadelphia, Pa. Harding paid $7,500 for her home in 1980, and now owes $35,000 after refinancing from high cost lenders that prey upon poor and minority borrowers. (Photo by William Thomas Cain/photodx.com)